Kiva, a non-profit that empowers entrepreneurs around the world by providing micro-loans, is currently offering new users a free $25 loan. Research has shown consistently that micro-loans are a powerful engine for economic growth in developing countries, and micro-lending is a proven way to increase the economic status of women. If you’d like to make a loan, go to www.kiva.org and choose who you’d like to lend to by browsing or searching the photos and descriptions of each borrower. All borrowers have a photo and a description of their background, country and business, as well as a history of repayment information. Repayment rates are very high, and when your loan is repaid you can pay back by lending it to another borrower. Kalia Law P.C. is a big supporter of Kiva and the work that it does and we recommend that you visit Kiva to find out more.